Privacy Policy:

As a current customer of DJM Insurance Agency, we would like to take this opportunity to both thank you for your business and to share with you the importance our agency places upon protecting the privacy of information we gather from you in accordance with applicable state and federal laws. DJM Insurance Agency is a member of the financial services industry and, as such, our agency has been and continues to be subject to federal and state privacy laws regarding the collection and exchange of your information. The following is DJM Insurance Agency’s privacy policy regarding the customer information we collect. Contained in this privacy policy you will find (1) an explanation of the types of information DJM Insurance Agency collects from our clients and the means used to collect such information, (2) an explanation of how DJM Insurance Agency shares the information collected from our clients, and (3) an explanation of how DJM Insurance Agency protects client information.

Our practices regarding information confidentiality and security

We maintain physical, electronic, and procedural safeguards to guard your information. These safeguards include but are not limited to the following:

We restrict access to nonpublic personal information about our clients and former clients to those employees who need to know that information in order to assist in providing services or products to the customer. We will punish any employees who impermissibly share client information. We use a secure Internet and e-mail provider to protect the confidentiality of electronic communications.

DJM Insurance Agency appreciates your business and in order to continue building upon that relationship we believe it is necessary, not only from a legal standpoint, but also as a sound business practice that our customers understand the care our agency uses in handling your information. DJM Insurance Agency will continue to monitor the effectiveness of this privacy policy.

How we share client information with non-affiliated third parties

We don’t share information about our customers or former customers with non-affiliated third parties other than as permitted or required by law. For example, DJM Insurance Agency may share all of the information listed above with non-affiliated third parties for, including but not limited to, the following reasons:

Information that is necessary to service or process the insurance needs of our clients, in a manner that is consistent with the usual and customary services provided by independent insurance agents. Such usual and customary services or processes provided by DJM Insurance Agency to its customers include but are not limited to underwriting, shopping the renewal, rating, placement, and providing quotes for insurance that is germane to the coverage the customer places with our agency. Information that is necessary to protect the confidentiality or security of our client’s records Information that is necessary to resolve client disputes or inquiries Information that is required by individuals or entities that are assessing our legal compliance. Information that is required for DJM Insurance Agency to comply with the law. To an actuarial or research organization for the purpose of conducting actuarial or research studies Information that is necessary to protect against or prevent fraud, unauthorized transactions, claims, or other liability

How we share client information with affiliated parties

At DJM Insurance Agency, we do not share client information with any affiliate.