We maintain physical, electronic, and procedural safeguards to guard your information. These safeguards include but are not limited to the following:
We restrict access to nonpublic personal information about our clients and former clients to those employees who need to know that information in order to assist in providing services or products to the customer. We will punish any employees who impermissibly share client information. We use a secure Internet and e-mail provider to protect the confidentiality of electronic communications.
We don’t share information about our customers or former customers with non-affiliated third parties other than as permitted or required by law. For example, DJM Insurance Agency may share all of the information listed above with non-affiliated third parties for, including but not limited to, the following reasons:
Information that is necessary to service or process the insurance needs of our clients, in a manner that is consistent with the usual and customary services provided by independent insurance agents. Such usual and customary services or processes provided by DJM Insurance Agency to its customers include but are not limited to underwriting, shopping the renewal, rating, placement, and providing quotes for insurance that is germane to the coverage the customer places with our agency. Information that is necessary to protect the confidentiality or security of our client’s records Information that is necessary to resolve client disputes or inquiries Information that is required by individuals or entities that are assessing our legal compliance. Information that is required for DJM Insurance Agency to comply with the law. To an actuarial or research organization for the purpose of conducting actuarial or research studies Information that is necessary to protect against or prevent fraud, unauthorized transactions, claims, or other liability
At DJM Insurance Agency, we do not share client information with any affiliate.